How It Works

Four simple steps to get started

Onboarding is guided and personal — our team helps you every step of the way. No online account is required to begin.

1

Choose Your Service

Select between Philadelphia Savings, the 90-Day Silver Thrift or the 20-Week Gold Thrift.

2

Submit & Pay Entry Fee

Fill out the inquiry form and pay the entry fee — ₦500 for Silver Thrift activation or ₦5,000 for regular membership.

3

Verification & Onboarding

Our team verifies your details and sets up your cooperative record.

4

Start Contributing

Begin your monthly or weekly contributions toward your savings target or loan eligibility.

Ready to take the first step?

Send your inquiry and our team will reach out to guide you through registration — step by step.

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